Our Partners

Germius cooperates with the major leaders in the industry to provide you with the best services and experience. Our partners offer high-quality services that will no doubt cover all your needs. In particular, you can get reliable chargeback prevention alerts, reduce the number of disputes, secure your customer data, receive online payments as well as many more. So, let us take a closer look at each of our partners.

Ethoca

Secure your payments and prevent chargebacks with Ethoca. Your merchants and, therefore, business will be reliably protected by Ethoca alerts. Avoid first-party frauds, prevent chargebacks, reduce CNP fraud, and improve customer experience with Ethoca.

Ethoca is an alert for mostly Mastercard transactions that will help you protect your merchants from all sorts of chargeback requests and disputes and, therefore, prevent losses and improve your business' reputation. It uses up-to-date technologies to protect you from disputes and costly fees they usually involve. So, with Ethoca, you can be sure that your merchants and funds are secure.

Benefits of Ethoca

  • Chargeback prevention
    Too many chargeback requests are a serious threat to your merchants and business in general, so you have to do your best to prevent them. Minimize chargebacks and protect your merchants with an automated chargeback prevention solution from Ethoca.
  • Fraud protection
    Not only do fraudulent chargeback requests cause financial losses, but also can ruin your business’s reputation and severely damage your merchants. Prevent payment fraud and secure your payments in just a few clicks.
  • Future fraud reduction
    Pretty often, fraudsters use chargeback requests to use your services for free, and that scheme seems to work every time. Do not deal with the same chargeback fraud schemes over and over again by preventing future fraud.
  • Fast dispute resolution
    Since regardless of the result of your dispute a sale is lost and you have to pay additional fees for the dispute itself, it’s better to prevent them. Prevent any type of dispute by means of Ethoca alerts and, therefore, minimize your losses and avoid penalties and fees that usually come with disputes.
  • Improved customer experience
    Having satisfied clients means having loyal clients — let your customers enjoy the best experience possible using Ethoca alerts.
Protect your Visa transactions with Verifi.
One of the best solutions available on the market, Verifi, is a great means to prevent disputes and protect your transactions. Recover revenue, prevent disputes, resolve pre-disputes, and be sure your transactions are carefully handled.
RDR

Rapid dispute resolution is an automated dispute prevention solution that resolves pre-dispute cases and distinguishes fraud and non-fraud disputes.

Prevent disputes, avoid fraud, and secure your merchants with RDR alerts.

Benefits of RDR
  • Merchants protection
  • Penalties prevention
  • Successful transaction rate increase
CDRN

Cardholder dispute resolution network is aimed at preventing disputes on your transactions and avoiding losses by means of pausing the chargebacks.

Protect your merchants, avoid penalties and fees, and prevent losses with CDRN alerts.

Benefits of CDRN
  • Merchants security
  • Penalties and fees prevention
  • Reduction of the number of disputes
  • Improved brand reputation
  • Coverage of all major card brands
Compelling Evidence 3.0

Compelling Evidence 3.0 is a solution from Visa that efficiently helps prevent friendly fraud, which is a common issue for all subscription sellers. The mechanism Compelling Evidence 3.0 uses to prevent fraud is rather simple yet still efficient — it allows sellers to deflect Visa 10.4 disputes by providing Qualified Transaction Data from at least two Eligible Transactions.

Benefits of Compelling Evidence 3.0
  • Disputes prevention
  • Friendly fraud elimination
  • Merchant protection
  • Financial losses reduction

Qualified transaction data is data or criteria that you, as a seller, can share with Visa in a pre-dispute situation or in a dispute response to protect yourself against fraud. These data elements can include the following:

  • Device ID or fingerprint
  • IP address
  • Login ID or customer account
  • Item information
  • Delivery address

The qualified transaction data can be obtained by means of the Order Insight feature.

Order Insight allows both issuers and cardholders to access comprehensive order information from sellers through a global data-sharing network to avert chargebacks at first customer inquiries.

Explore secure payment solutions for acquiring, issuing, processing, and banking. ACI Worldwide offers payment solutions for all kinds of businesses and purposes. Operating in 34 countries and having customers in 95, ACI Worldwide brings a global perspective to local challenges for billers, merchants, and banks.

Retain Control

Facilitate the outsourcing of bill payment processing while maintaining full control over the customer experience.

Reduce PCI Scope

Integrate tokenization for debit and credit cards to eliminate the need for PCI compliance considerations associated with that data.

Enhance Payments Insight

Gain instant, on-demand access to reporting, tracking, and management through a web-based client console for real-time insights.

ACI Worldwide Benefits
  • Omni-commerce payments for exceptional online, mobile, and in-store experiences
  • Real-time payment solutions for smooth transactions
  • Thousands of satisfied customers
  • Digital payments processing
  • Multi-bank and multi-currency processing
  • Presenting and processing bill payments
  • Secure transactions

ACI in Numbers:

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Enjoy quick transactions with the Inovio payment gateway.

Receive transactions from any bank source in a matter of seconds with the Inovio gateway. Receiving payments has never been easier.

Recurring billing

Set up recurring payments easily and stress-free to get regular payments for such services and products as subscription billing, memberships, rent payments, and more.

Benefits of Inovio recurring billing
  • Convenient rebill management
  • Customizable recurring period
  • International payments support
  • Making transactions with tokens
  • Customer account updating
3-D secure card payments

3-D Secure (3DS) authentication is a must-have feature that will protect your customers and your business. Available for Visa, Mastercard, and American Express payments, Inovio 3DS authentication will safeguard all your payments.

Benefits of Inovio 3-D Secure
  • Secure mobile, domestic, and international payments
  • Checkout process optimization
  • Chargeback rate reduction
International payment processing

Take your business to the international market by implementing multi-currency international payments. Easily receive payments from anywhere in the world in various currencies with Inovio.

Benefits of Inovio international transactions
  • Low currency conversion rates
  • Ability to accept local currencies
  • Consolidated reports that use one type of currency
Secure payments

Safeguard your payments from cyber fraudsters with secure payment processing.

  • PCI compliance.
    As a PCI-compliant payment gateway, Inovio reduces this burden on merchants, which will protect your customers’ sensitive data in case of a data breach.
  • Point-to-point encryption.
    Inovio’s complex encryption allows payment information to pass safely and, therefore, protects both your company’s and your clients’ sensitive payment info.
  • Tokenization.
    Inovio converts payment info into random characters, which allows to safeguard sensitive information from internet fraudsters.
  • Fraud protection.
    An innovative Risk Monitoring System detects suspicious payments and blocks them immediately to prevent fraudulent chargebacks and disputes.